Annual checkups also referred to as wellness exams or physicals are done once per calendar year and is a preventative care visit.  Preventative healthcare focuses on maintaining wellness and stopping health problems before they occur.  Physicals are an excellent opportunity to screen for silent underlying conditions and cancer screenings.  The wellness physical is usually covered in full by insurance, and generally includes fasting glucose and cholesterol lab along with a physical exam.  Yearly wellness exams promote a healthy lifestyle.